YNAB(app) for Personal Finances

YNAB(app) for Personal Finances

The budgeting tool You Need a Budget or YNAB promises to revolutionize how you manage your finances. According to YNAB, the average person saves over $600 within the first two months and over $6,000 within the first year using the app. Users also report life-altering...
What is a 1099 contractor?

What is a 1099 contractor?

Form 1099 is the form used to report payments to individuals not covered by a payroll tax or withholding program. “Contractors” or independent self-employed persons receive this report for their income.  Companies must send a W2 to employees on the...
What is a W2 employee?

What is a W2 employee?

When hiring workers, businesses have to choose between W2 employees and independent contractors. This is a crucial decision that affects the costs, benefits, risks, and opportunities for both the business and the worker. According to the Internal Revenue Service,...
Mint(app) for Personal Finances

Mint(app) for Personal Finances

If you care about your personal finances, you understand how crucial it is to monitor your budget and make informed judgments about your financial security and well-being. However, managing funds can be demanding and time-consuming, especially if you juggle multiple...