The budgeting tool You Need a Budget or YNAB promises to revolutionize how you manage your finances. According to YNAB, the average person saves over $600 within the first two months and over $6,000 within the first year using the app. Users also report life-altering changes and a transformed relationship with money.
Four Simple Rules To Earn Control
YNAB follows four simple guidelines to help you gain authority over your funds.
First, “give every dollar a job” by assigning a rationale for each dollar you earn before allocating it. This helps ensure you spend money on priorities.
Second, “embrace your true expenses” by planning irregular bills in advance and providing for them monthly. This avoids surprises and overspending.
Third, “roll with the punches” by easily moving money between budget categories with the app. This keeps expenses managed.
Last, “age your money” by spending funds earned at least a month prior. This keeps you ahead of responsibilities and prevents living paycheck to paycheck.
Powerful tools for progress
The YNAB app also syncs accounts to consolidate all transactions in one place across devices. You can set financial goals to save for short and long-term aims, develop debt payoff plans, visualize progress with reports, and get dedicated support.
In contrast, most other budgeting methods are manual, simple, and lack vital tools. YNAB provides a flexible framework with powerful features to truly transform finances.
More than a budgeting app
YNAB is more than another budget app. It is an entire method for gaining fiscal control that empowers you to achieve financial freedom and thrive.
If struggling with budgeting or lacking progress is tiresome, it is time to try YNAB. Start your free trial today and discover the life-changing impact this budgeting tool can have.